National Higher Education Fund (PTPTN)
National Higher Education Fund: Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN)
Loan eligibility requirements
To receive this loan, students must:
- Be a Malaysian citizen, pursuing full time undergraduate programme in UNM.
- Not receiving any financial assistance from other bodies.
- Subjected to the ‘mean test’ – evaluation of family financial status.
- Payments will be made directly to student's personal AFFIN BANK account.
- Payments are made once per academic year (upon confirmation of passing mark 40% and above)*
- The first payment is released only after PTPTN receives the completed set of agreement
PTPTN Loan Amount (for Undergraduate Programmes only)
*MPharm and PHS
| Type of Programmes||Income Category|
|Pharmacy, Dentistry and Health Science Programmes*
B40 = parents listed to receive Sumbangan Tunai Rahmah (STR)
M40 = parents' income not exceeding RM8,000 per month and not in STR record
T20 = parents' income more than RM8,000 per month and not in STR record
- Subject to loan amount and course pursued.
- Repayments will commence 12 months after completion of studies or after securing a job, whichever is earlier.
Online Application: How To Apply for PTPTN loan? (* Compulsory)
- Open a personal saving’s account at * Affin Bank.
- Open *Skim Simpanan Pendidikan Nasional (SSPN) account (minimum saving of RM 20) at PTPTN website:
Link : https://www.ptptn.gov.my/esmas-open-acc-web/#/openAccount
PTPTN Executive Code : 000003622
- Buy pin no at * Bank Simpanan Nasional (BSN) or PTPTN website.
- Log into www.ptptn.gov.my and apply online.
Briefing sessions will be arranged, kindly contact us for more information.
Documents To Prepare (upon approval)
- Print out 2 sets of agrement from PTPTN website.
- Copy of unconditional undergraduate offer letter.
- 2 Setem Hasil.
University and course codes
The University's Code – BJ7
Faculty of Arts & Social Science course code
|Course name|| Code|
|BSc (Hons) Business, Economics & Finance
|BSc (Hons) Finance, Accounting & Management
|BSc (Hons) Business, Economics & Management
|BSc (Hons) International Business Management
|Bsc (Hons) Finance, Management and Business Analytics
|BSc (Hons) Marketing and Management
|BSc (Hons) Applied Psychology and Management
|BA (Hons) International Communication Studies
|BA (Hons) International Communication Studies with English Language Literature
|BA (Hons) International Communication Studies with Film and Television Studies
|BA (Hons) International Communication Studies with Performing Arts
|BA (Hons) in Liberal Arts
|BA (Hons) International Relations
|BA (Hons) International with French
|BA (Hons) International Relations with Spanish
|BA (Hons) English with Creative Writing
|BA (Hons) English Language and Literature
|BSc (Hons) Economics
|BSc (Hons) Economics and International Economics
|BA (Hons) Education (TESOL)
|BEd (Hons) TESOL
Faculty of Science and Engineering course codes
|MEng (Hons) Chemical Engineering (previously known as BEng(Hons)/MEng(Hons) Chemical Engineering)
|MEng (Hons) Chemical Engineering with Environmental Egineering (previously known as BEng(Hons)/MEng(Hons) Chemical Engineering with Environmental Engineering)
|MEng (Hons) Civil Engineering (previously known as BEng(Hons)/MEng(Hons) Civil Engineering)
|MEng (Hons) Mechanical Engineering (previously known as BEng(Hons)/MEng(Hons) Mechanical Engineering)
|MEng (Hons) Mechatronic Engineering (previously known as BEng(Hons)/MEng(Hons) Mechatronic Engineering)
|MEng (Hons) Electrical and Electronic Engineering (previously known as BEng(Hons)/MEng(Hons) Electrical and Electronic Engineering)
|BSc (Hons) Mathematics and Management
|BSc (Hons) Mathematics and Data Science
|BSc (Hons) Computer Science
|BSc (Hons) Computer Science with Artificial Intelligence
|BSc (Hons) Software Engineering
|BSc (Hons) Biomedical Science
|BSc (Hons) Biotechnology
|BSc (Hons) Nutrition
|BSc (Hons) Environmental Science
|BSc (Hons) Psychology
|BSc (Hons) Psychology and Cognitive Neuroscience
|BSc (Hons) Pharmaceutical and Health Sciences
|Master of Pharmacy (Hons) *only applicable in Malaysia Campus
|Bachelor of Pharmacy (Hons)
Application Deadline for 2023/2024
30 September 2023 & 31 October 2023
Application for University of Nottingham Malaysia is open from 1st September to 31st October only every year.
All applications are subject to PTPTN policy and procedures at the time.
Undergraduate students enrolled in February intake can only apply for PTPTN in Year 2.
What is PTPTN?
PTPTN, short for the National Higher Education Fund Corporation, is a Malaysian government agency that provides financial assistance in the form of education loans to eligible students who are pursuing their tertiary education.
Who is eligible to apply for a PTPTN loan?
Malaysian citizens who have gained admission to approved higher education institutions, enrolled in a full-time diploma, degree, or postgraduate programme, and meet PTPTN’s academic requirements can apply.
What are the interest rates for PTPTN loans?
PTPTN offers a flat interest rate of 1% that must be repaid once you’ve completed your studies.
When do I need to start repaying my PTPTN loan?
Repayments start 12 months after you finish your studies, or after you start working, whichever comes earlier. This 12-month grace period allows you some time to transition into the workforce without having to worry about the loan.
What are the repayment options available for PTPTN loans?
PTPTN offers various repayment options, making it extremely convenient to do so. Options include salary deduction, online payment, direct debit, and over-the-counter payment. You can choose your preferred methods based on your financial situation.
Can I settle my PTPTN loan before the scheduled duration?
Yes, you can pay a lump sum to settle your PTPTN loan before the scheduled duration.
Where can I get more information or seek assistance regarding my PTPTN loan application?
For more information and assistance, you can visit the PTPTN website, contact their customer service helpline, or visit the nearest PTPTN branch office.
Are there other options for financial assistance other than PTPTN?