University of Nottingham Malaysia
International Student


Medical and Health Insurance

Medical and health insurance is mandatory and must be procured through UNM or EMGS. This applies to all foreign students who are 18 years and above and intend to apply for a student pass in Malaysia.

All new International Student will be covered by Group Hospital &Surgical Policy under TOKIO MARINE INSURANCE MALAYSIA.  

How are you insured?

  • UNM will arrange for your insurance coverage.** For those applying for their student pass directly with EMGS, please also arrange for your insurance coverage with them. The University will not be managing your insurance under this circumstances.
  • Insurance coverage will begin from the date of your registration on campus.
  • Medical card will be received within 30 days.
  • Email will be sent to all students to collect their health card from the Enquiry Centre. 

Insurance Coverage:

Outpatient Treatment

  • Choose the nearest Panel Clinic or Panel Hospital
  • Proceed to Accidental & Emergency Department - for Hospitals only*
  • Provide your passport/ a copy of passport during Registration
  • Seek a Treatment from a Medical Officer (Not a Specialist)
  • Provide your medical card
  • Pay RM25 and the payment balance will be covered by the insurance. *subject to terms & conditions
  • Non panel clinics or without a medical card, please pay the fee and reimburse later.
  • Please take note that Specialist Treatment is not covered under Outpatient (*though they are referred by a medical officer).
  • Always bring along additional cash

Inpatient Treatment/Hospitalisation

  • Choose the nearest panel hospital – MiCare/Tokio Marine   
  • Provide your insurance card & passport or a copy of passport
  • Register your name at the hospital for admissions and pay the deposit of RM500 (if needed)
  • Hospital will contact the insurance company (hotline number is stated at the back of the medical card.
  • Get yourself admitted.

Medical Reimbursement

  • if the fees is more than RM250, the doctor has to fill in the 2nd page of the Insurance claim form.
  • Need to submit the original receipts and the Insurance Claim Form the very next working day to the International Office. 
  • Medical reimbursement or claims  does not cover 100% of your hospital bills and it is subject to terms and conditions.
  • Processing fee of RM25 is deductable 




Related Information



Ms.Rita Vengidesan
International Student Support Officer
Tel : +6 (03) 8924 8750

International Student Support

University of Nottingham
Jalan Broga, 43500 Semenyih
Selangor Darul Ehsan, Malaysia

telephone: +6 (03) 8924 8778
fax: +6 (03) 8924 8005

Make an enquiry