Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN)
A non-competitive government loan offered to students pursuing Undergraduate courses in Malaysia.
  • Malaysian citizen
  • Obtained an unconditional offer letter to pursue an undergraduate course
  • Applicant is not currently the recipient of any other scholarship or financial aid from other organisations
  • Applicants are subject to the ‘means test’ for family income verification and the course pursued 
Refer to Appendix B.
To retain the financial aid
  • Obtain CGPA 2.0 or equivalent in each academic year
  • Status is active in each academic year
Application process
  1. Open a personal savings account at Affin Bank.
  2. Open Skim Simpanan Pendidikan Nasional (SSPN) account at PTPTN website. Minimumum amount RM20. 
  3. Purchase a PIN number at Bank Simpanan Nasional (BSN) or through the PTPTN website. Each pin costs RM5
  4. Login into the PTPTN website and apply online 
Additional notes
  • University code: BJ7
  • PTPTN Executive code: 000003622
  • Course code: refer to Appendix B
  • Service charge rate is 1% per annum based on the outstanding amount
  • Students who graduated with First Class Honours can apply for PTPTN loan waiver
  • PTPTN loan waiver application is subject to PTPTN policies and procedures
MARA TESP (Tertiary Education Sponsorship Programme)
MARA TESP is a financial aid offered to Bumiputera students pursuing undergraduate courses in selected areas of studies at the listed universities in Malaysia.
  • Malaysian citizen
  • Applicant and one of the parent are Bumiputera
  • Applicant and parent/guardian are not blacklisted by MARA
  • Applicant have never received education financing for the same level of studies
  • Age of applicant not exceeding 40 years old upon application
  • Applicant with health issue must provide a report from authorised doctor confirming student is medically fit to study
  • Meet the family socio-economic status 
  • Meet the academic requirements:
    1. New student must get a CGPA 3.00 and above in Foundation/Matriculation/STPM or equivalent and must already obtained and offer or registered with the university.
    2. Existing undergraduate student must obtain CGPA 3.00 and above in the previous semester and have at least another year to complete the course.
    3. Passed with distinction in SPM for Bahasa Melayu subject.
    4. Qualifications for medical, dentistry and pharmacy courses must meet the related Professional Bodies requirements.
  • Fees and stipend for parents' income less than RM12,000 a month
  • Fees only for parents' income between RM12,001 to RM20,000 per month
To retain the scholarship
To maintain CGPA 3.00 in each semester or academic year.
Application process
Application is to be made online via
Additional notes
List of courses: refer to Appendix C
EPF Withdrawal
This scheme allows EPF members to withdraw from their Account II for further studies in local or overseas universities for their children or themselves.
  • Parents or students who are EPF members
  • Have sufficient funds in their EPF Account 2
  • Has obtained an offer letter and have registered with the university

Savings can be withdrawn from your Account II to cover tuition fees, charges imposed by the institution, hostel/accommodation fees and a one-way flight for first-year students studying abroad.

To retain the scholarship
Progress to the next semester/academic year.
Application process
  1. New students - Obtain an offer letter and pay an initial amount of RM3000. Request for an EPF document from the Sponsorship Unit together with the receipt of the initial payment
  2. Existing students - Confirm your progression status and request an EPF withdrawal document from the Sponsorship Unit
  3. Visit any EPF branch and submit the required documents including the ones issued by the Sponsorship Unit
  4. Send the withdrawal slip to the Sponsorship Unit and Finance Credit Control for evidence of withdrawal 
Additional notes
For reimbursement purposes, applicants must submit their receipt to the Sponsorship Unit upon requesting for the EPF document.
Perkeso/SOCSO Education Loan

This benefit is in the form of loans that may be provided to a dependant child of an insured person who:

  • Dies as a result of employment injury
  • Receives periodical payments for Permanent Disablement Benefit
  • Dies while receiving Invalidity Pension
  • Dies before attaining the age of 60 years but has completed a full or a reduced qualifying period
  • Is an Invalidity Pension recipient

For education benefits at a degree level, borrowers may apply to convert their loans into scholarships if the final academic results fulfil the conditions set by SOCSO.

Refer to Appendix D.

Loan allocation only covers the education cost which include fee for the first semester, education, examination and lab fee for each semester.

To retain the scholarship
Progress to the next semester/academic year.
Application process
Education benefit applications should be made online at the official SOCSO website.
Additional notes

Borrowers who have accepted the loan offer commencing 1 January 2009 onwards will be charged a service charge rate of 2% per annum on the total outstanding amount.

Tinggi-UNM MA Scholarship 2024
Tinggi Foundation, in collaboration with the University of Nottingham Malaysia, is offering a Master’s scholarships for students passionate about making a difference in education. 
  •  Malaysian citizen
  • Only eligible for students pursuing MA in Education or MA in TESOL on a part-time basis
  • Obtained a second-class honours degree (or international equivalent) from an approved university by the University of Nottingham
  • 100% off your tuition fees
  • RM1,500 monthly stipend for 2 years 
To retain the scholarship
  • To pursue their Master’s programme part-time
  • The scholarship recipients are required to work 4 days a week, typically from 0730 to 1530, at IDEAS Academy for a duration of two years.
Application process

Email your application to UNM’s Sponsorship Unit with the email title 'Tinggi MA Scholarships'. Shortlisted candidates will be invited for an interview.  

Supporting documents for application: 

  • Tinggi-UNM MA Scholarship Application Form 
  • Curriculum vitae  
  • English language result 
  • Two reference letters (one of them must be an academic referee) 
  • Undergraduate degree certificate  
  • Undergraduate degree transcript 
IOI Scholarship 2024
The scholarship is for academically outstanding students pursuing full time undergraduate studies in Malaysia in certain areas of studies.

Students intend to pursue or currently pursuing courses in the following areas:

  1. Engineering (Mechanical/Civil/Chemical/Mechatronics/Electrical & Instrument)
  2. Food Science/Food technology/Chemistry
  3. Information Technology/Computing/Computer Science
  4. Software Engineering
  5. Insurance/Risk Management/Commerce/Business/Economics/Marketing
  6. Accountancy/Finance/Data Science
  7. Agriculture
  8. Supply Chain
It covers tuition fees and living costs.
Application process
Apply online at IOI Group website.
Sarawak Energy Scholarship 2024
Sarawak Energy invites Sarawakian students who excel academically and demonstrate leadership in extra-curricular activities to apply for Sarawak Energy's scholarship programme to help powering their growth towards building a sustainable energy future. The scholarship is extended to pre-university, undergraduate and postgraduate students. 

Pre-U (Foundation/A-levels)

  1. 21 years old or below at the time of application
  2. minimum 8As in SPM


  1. 24 years old or below at the time of application
  2. minimum 8As in SPM or 3.30 CGPA in STPM/Matriculation/Foundation/Diploma
  • Not a recipient of any other scholarship
  • Strong leadership qualities, excellent team players, excel in both extra curricular activities and sports
  • No family member is currently a Sarawak Energy Scholarship recipient

Students are to pursue or pursuing the following discipline:

  1. Electrical Engineering
  2. Civil Engineering/Mechanical Engineering
  3. ICT (Software Engineering/Computer Science/Information Systems)
  4. Accounting/Finance/Commerce
  5. Law/Economics


Masters(coursework only) in:

  1. Engineering (Electrical/Electronic)
  2. Accounting
  3. Finance

PhD candidates must submit a research paper related to Sarawak Energy's Core Business.

Fees and allowance
Application process
You are required to apply to any local/private university/college and obtain a Letter of Acceptance upon/before applying for the Sarawak Energy Scholarship. The application can be done on the Sarawak Energy Scholarship website.
Gamuda Scholarship 2024
Since 1996, the Gamuda Scholarship has paved the way for exceptional young Malaysians to pursue their studies locally and globally. Each year, the Gamuda Scholarship enabled dozens of scholars to study courses of their choice and access reputable universities in Malaysia and abroad. 

More than just financial aid, the scholarship programme provides a holistic platform for a brighter future, as students will embark on a life-changing journey.
  • Malaysian IC holder
  • Minimum 3As/CGPA 3.40 in STPM or equivalent
  • Good command in English
  • Strong leadership qualities through active participation in extra-curricular activities, community service and/or sports events
  • Show proof financial need
  • Willing to serve the Gamuda Group for a specified term upon graduation
  • Non-recipient of other scholarship, loan or financial assistance
  • Commencing or currently undergoing full time first-degree courses
  • Scholarship on tuition fees 
  • Allowances for accommodation, books, laptops and airfare
  • Scholars’ Development Programme and internship opportunities within the Gamuda Group of Companies
Application process
Apply online at Gamuda website.
CIMB ASEAN Scholarship 2024
This scholarship is a highly selective, full scholarship for exceptional students from ASEAN countries in which CIMB has a presence. The scholarship provides financial support in addition to professional development and a mentor support system designed to empower the region's young talent to build a bright future. In recognition of the evolving nature of the banking industry, CIMB welcomes applicants from a wide variety of academic disciplines.
  • A citizen of either Malaysia, Indonesia, Singapore, Thailand, Cambodia, Vietnam or the Philippines (ASEAN countries)
  • Aspire to pursue a career in the financial and banking industry 
  • Applicants who are about to start their undergraduate or Master's programme or those who have already started the course and have a minimum of one full academic year remaining 
  • Minimum CGPA of 3.25/4.00 score or equivalent with excellent academic track record and active in extracurricular activities 
  • Applicant must not be a recipient of any other scholarship that comes with contractual obligations such as a service bond
  • Comprehensive coverage of expenses, including tuition fees, laptops, and related expenses such as books, visa, flights and allowances for accommodation and living expenses
  • A mentorship program which includes dedicated mentors who can guide and support you throughout your journey with us
  • Opportunities to be involved in high-priority projects that can provide you with a holistic overview and experience within the banking industry
  • Guaranteed employment with the Bank through a service bond
Application process
Submit your application via the CIMB website
Kuok Foundation Study Award 2024
Kuok Foundation Berhad offers loan-grant to students who are applying for or currently pursuing their first full-time degree at selected private universities in Malaysia, one of them being UNM. 
  • Malaysian citizen
  • Pursuing their first degree in a private university in Malaysia. The programme must be completed in Malaysia as well
  • Financially deserving
  • Applicants can pursue any course but preferably science-based courses 
Up to RM50,000 of tuition fee per annum, depending on the course.
Application process
Submit your application via the Kuok Foundation website by 12th July 2024